| Tabel 9.8 Banyaknya Usaha Tidak Berbadan Hukum menurut Propinsi dan Alasan Utama Tidak Meminjam dari Bank , Tahun 2003 | |||||||||
| Jenis Kelamin Pengusaha : | Laki -Laki | ||||||||
| Propinsi | Alasan Utama Tidak Meminjam dari Bank | ||||||||
| Tidak | |||||||||
| Meminjam | Meminjam | Tidak | Tidak | Suku | |||||
| dari | dari | Tahu | Prosedur | Ada | Bunga | Proposal | Tidak | ||
| Bank | Bank | Prosedur | Sulit | Agunan | Tinggi | Ditolak | Berminat | ||
| (1) | (2) | (3) | (4) | (5) | (6) | (7) | (8) | (9) | |
| SUMATERA | 51.417 | 191.504 | 26.888 | 26.393 | 59.602 | 26.897 | 47.514 | 4.210 | |
| 01. Nanggroe Aceh Darusalam | 5.558 | 5.909 | 2.150 | 705 | 929 | 1.853 | 272 | - | |
| 02.Sumatera Utara | 17.270 | 47.248 | 7.548 | 4.885 | 19.398 | 4.166 | 9.953 | 1.298 | |
| 03.Sumatera Barat | 10.608 | 29.055 | 1.499 | 2.534 | 8.058 | 6.915 | 9.118 | 931 | |
| 04.Riau | 1.854 | 19.236 | 3.399 | 3.673 | 4.397 | 5.044 | 2.723 | - | |
| 05.Jambi | 3.872 | 5.245 | 243 | 1.346 | 1.323 | 821 | 1.011 | 501 | |
| 06.Sumatera Selatan | 1.817 | 19.493 | 4.332 | 980 | 6.418 | 1.405 | 6.107 | 251 | |
| 07.Bengkulu | 3.731 | 8.942 | 1.688 | 1.640 | 1.146 | 1.217 | 3.026 | 225 | |
| 08.Lampung | 6.707 | 55.877 | 5.919 | 10.280 | 17.933 | 5.476 | 15.304 | 965 | |
| 09. Kepulauan Bangka Belitung | - | 499 | 110 | 350 | - | - | - | 39 | |
| JAWA | 299.704 | 984.739 | 166.751 | 77.003 | 326.793 | 70.872 | 333.710 | 9.610 | |
| 10.DKI Jakarta | 9.298 | 55.216 | 11.804 | 5.712 | 11.136 | 10.049 | 16.515 | - | |
| 11.Jawa Barat | 100.800 | 415.926 | 63.006 | 27.075 | 160.103 | 25.510 | 137.509 | 2.723 | |
| 12.Jawa Tengah | 90.283 | 197.538 | 25.628 | 15.982 | 61.181 | 13.086 | 77.761 | 3.900 | |
| 13.DI Yogyakarta | 21.112 | 18.553 | 3.136 | 17 | 3.808 | 1.296 | 10.237 | 59 | |
| 14.Jawa Timur | 72.401 | 252.750 | 50.630 | 25.012 | 83.027 | 17.869 | 73.284 | 2.928 | |
| 15.Banten | 5.810 | 44.756 | 12.547 | 3.205 | 7.538 | 3.062 | 18.404 | - | |
| BALI & NUSA TENGGARA | 23.863 | 44.986 | 4.868 | 7.526 | 18.452 | 5.014 | 8.830 | 296 | |
| 16. Bali | 10.408 | 15.060 | 1.146 | 2.998 | 5.455 | 2.073 | 3.092 | 296 | |
| 17.Nusa Tenggara Barat | 11.876 | 20.633 | 3.271 | 3.702 | 10.018 | 1.117 | 2.525 | - | |
| 18.Nusa Tenggara Timur | 1.579 | 9.293 | 451 | 826 | 2.979 | 1.824 | 3.213 | - | |
| KALIMANTAN | 21.068 | 60.857 | 10.504 | 14.263 | 18.046 | 9.049 | 8.842 | 153 | |
| 19.Kalimantan Barat | 7.838 | 22.179 | 3.657 | 8.284 | 5.643 | 2.605 | 1.990 | - | |
| 20.Kalimantan Tengah | 3.850 | 8.463 | 957 | 1.179 | 1.949 | 1.979 | 2.348 | 51 | |
| 21.Kalimantan Selatan | 5.066 | 12.971 | 2.911 | 985 | 4.414 | 2.955 | 1.706 | - | |
| 22.Kalimantan Timur | 4.314 | 17.244 | 2.979 | 3.815 | 6.040 | 1.510 | 2.798 | 102 | |
| SULAWESI | 29.898 | 58.102 | 12.861 | 14.421 | 13.646 | 4.880 | 12.250 | 44 | |
| 23.Sulawesi Utara | 4.919 | 9.279 | 1.069 | 1.596 | 1.831 | 1.789 | 2.994 | - | |
| 24.Sulawesi Tengah | 4.699 | 4.368 | 986 | 437 | 1.613 | 323 | 1.009 | - | |
| 25.Sulawesi Selatan | 11.519 | 31.390 | 7.956 | 9.563 | 7.023 | 2.392 | 4.412 | 44 | |
| 26.Sulawesi Tenggara | 1.381 | 7.963 | 1.572 | 2.154 | 2.626 | 255 | 1.356 | - | |
| 27. Gorontalo | 7.380 | 5.102 | 1.278 | 671 | 553 | 121 | 2.479 | - | |
| MALUKU DAN PAPUA | 2.039 | 15.804 | 1.405 | 1.674 | 773 | 3.917 | 7.741 | 294 | |
| 28.Maluku | 1.693 | 10.588 | 628 | 701 | - | 3.520 | 5.739 | - | |
| 29. Maluku Utara | - | 780 | - | 103 | 110 | 87 | 480 | - | |
| 30.Papua | 346 | 4.436 | 777 | 870 | 663 | 310 | 1.522 | 294 | |
| Jumlah | 427.989 | 1.355.992 | 223.277 | 141.280 | 437.312 | 120.629 | 418.887 | 14.607 | |
| Tabel 9.8 Banyaknya Usaha Tidak Berbadan Hukum menurut Propinsi dan Alasan Utama Tidak Meminjam dari Bank , Tahun 2003 | |||||||||
| Jenis Kelamin Pengusaha : | Perempuan | ||||||||
| Propinsi | Alasan Utama Tidak Meminjam dari Bank | ||||||||
| Tidak | |||||||||
| Meminjam | Meminjam | Tidak | Tidak | Suku | |||||
| dari | dari | Tahu | Prosedur | Ada | Bunga | Proposal | Tidak | ||
| Bank | Bank | Prosedur | Sulit | Agunan | Tinggi | Ditolak | Berminat | ||
| (1) | (2) | (3) | (4) | (5) | (6) | (7) | (8) | (9) | |
| SUMATERA | 10.351 | 40.253 | 7.146 | 4.763 | 12.023 | 4.407 | 10.593 | 1.321 | |
| 01. Nanggroe Aceh Darusalam | 564 | 730 | - | - | 730 | - | - | - | |
| 02.Sumatera Utara | 2.361 | 6.938 | 1.355 | 915 | 3.065 | 194 | 1.272 | 137 | |
| 03.Sumatera Barat | 6.189 | 18.524 | 1.880 | 2.315 | 4.857 | 3.270 | 5.567 | 635 | |
| 04.Riau | 440 | 549 | - | - | - | - | - | 549 | |
| 05.Jambi | 264 | 39 | - | - | 39 | - | - | - | |
| 06.Sumatera Selatan | 67 | 3.328 | 128 | 600 | 591 | - | 2.009 | - | |
| 07.Bengkulu | 218 | 1.780 | 1.368 | 250 | 126 | - | 36 | - | |
| 08.Lampung | 248 | 7.981 | 2.031 | 683 | 2.615 | 943 | 1.709 | - | |
| 09. Kepulauan Bangka Belitung | - | 384 | 384 | - | - | - | - | - | |
| JAWA | 131.621 | 390.096 | 68.257 | 32.924 | 116.333 | 30.439 | 140.721 | 1.422 | |
| 10.DKI Jakarta | 1.995 | 10.179 | 1.623 | 1.651 | 2.168 | 1.393 | 3.344 | - | |
| 11.Jawa Barat | 34.518 | 60.799 | 9.554 | 2.358 | 16.230 | 6.495 | 25.459 | 703 | |
| 12.Jawa Tengah | 53.193 | 124.506 | 25.508 | 12.833 | 31.828 | 10.993 | 42.704 | 640 | |
| 13.DI Yogyakarta | 9.416 | 20.981 | 2.504 | 940 | 3.308 | 1.385 | 12.844 | - | |
| 14.Jawa Timur | 31.821 | 156.565 | 26.534 | 13.146 | 58.555 | 8.311 | 49.940 | 79 | |
| 15.Banten | 678 | 17.066 | 2.534 | 1.996 | 4.244 | 1.862 | 6.430 | - | |
| BALI & NUSA TENGGARA | 14.537 | 36.352 | 5.200 | 9.316 | 8.324 | 5.225 | 8.287 | - | |
| 16. Bali | 9.586 | 20.298 | 1.613 | 6.770 | 4.633 | 1.974 | 5.308 | - | |
| 17.Nusa Tenggara Barat | 4.659 | 10.491 | 2.179 | 2.151 | 2.275 | 1.805 | 2.081 | - | |
| 18.Nusa Tenggara Timur | 292 | 5.563 | 1.408 | 395 | 1.416 | 1.446 | 898 | - | |
| KALIMANTAN | 2.189 | 17.605 | 2.591 | 6.114 | 2.960 | 1.205 | 4.735 | - | |
| 19.Kalimantan Barat | 328 | 6.331 | - | 3.934 | 562 | 1.004 | 831 | - | |
| 20.Kalimantan Tengah | 136 | 3.452 | 563 | 797 | 607 | 37 | 1.448 | - | |
| 21.Kalimantan Selatan | 1.012 | 5.734 | 1.947 | 596 | 1.436 | 164 | 1.591 | - | |
| 22.Kalimantan Timur | 713 | 2.088 | 81 | 787 | 355 | - | 865 | - | |
| SULAWESI | 6.439 | 15.311 | 4.161 | 3.106 | 2.059 | 1.956 | 4.029 | - | |
| 23.Sulawesi Utara | 1.510 | 1.188 | - | 296 | - | 148 | 744 | - | |
| 24.Sulawesi Tengah | 1.203 | 2.120 | 873 | 571 | 305 | 76 | 295 | - | |
| 25.Sulawesi Selatan | 3.373 | 7.199 | 1.699 | 2.009 | 525 | 658 | 2.308 | - | |
| 26.Sulawesi Tenggara | 168 | 2.255 | 597 | 230 | 830 | 243 | 355 | - | |
| 27. Gorontalo | 185 | 2.549 | 992 | - | 399 | 831 | 327 | - | |
| MALUKU DAN PAPUA | 587 | 5.398 | 793 | 3.561 | 500 | 151 | 393 | - | |
| 28.Maluku | 484 | 3.561 | 484 | 2.533 | - | 151 | 393 | - | |
| 29. Maluku Utara | - | 370 | - | 370 | - | - | - | - | |
| 30.Papua | 103 | 1.467 | 309 | 658 | 500 | - | - | - | |
| Jumlah | 165.724 | 505.015 | 88.148 | 59.784 | 142.199 | 43.383 | 168.758 | 2.743 | |